Research has shown that aging is not the main culprit of hearing loss, but is in fact high amounts of loud sounds over an extended period of time if over 85dB. Most people would not willingly choose to put themselves in any situation that they know could be damaging to their health. Still quite a large amount of people frequent nightclubs and rock concerts, listen to music on MP3 players at full blast (iPods can reach over 115dB), and work jobs that use loud tools, notwithstanding the potential for hearing loss.
Educate yourself on the ill effects of noise pollution. And, if you are facing subsequent noise induced hearing loss, look into PhoneCaption. Not only will you receive captioned text during phone conversations, but you will feel at ease when conversing with your hearing counterparts.